A line of credit is better than a credit card.

Your other option, as previously stated, is to look at a bad credit lender online and seek a high interest personal loan — but, again, do some consumer research. There are many of these lenders and I cannot recommend a specific company — you will have to do the research yourself there. I do know that some students, albiet students with no other options, have gotten these types of loans.

Have you considered gift aid options such as grants and scholarships? The government grant website offers grants — some may be applicable to you, especially if you are on disability. Then there is financial aid found at colleges.

The bottom line is that there is no easy solution — there are options such as bad credit loans, grants and scholarships, and maybe convincing a major student loan company to give you a no cosigner loan provided you can show yourself to be a good investment.

Thanks again,

James

The “Ocean Corp” in Houston is the biggest and te best at what they teach. It is an accedit Instute with the BBB in Houston. I have check the
out extenively, and feel comfortable attending them.
It is a 8 month course and they teach us everything that we would know to be able to walk onto a constrcution site, and be able to ferform any task which would be required of us. So I feel
very secure about going to school there. And because the demand for Industrial Inspectors is so high right now, I would probably get a job right out of school!

I am in need of “ligetimate” lenders (no scams) to trust and turn to for help. I know that they are OUT THERE. I just don’t know how to go about finding those type of lenders. And suggestions?

Thanks

James

Your options are limited:

1 ) look for a bad credit internet lender. You may be able to get a very high interest bad credit personal student loan from an online lender…but BE CAREFUL. There are a lot of scams out there, make sure you do plenty of research about the lender before signing anything. Probably your best option, but expect to pay for it.

2) Look at getting gift aid — grants, scholarships, etc. There are a lot of finanical aid programs offered by colleges. Talk to your college’s financial aid office. In addition, you can sometimes get work study where you can work on campus to supplement your income.

3) Part time job — you may need to get a part time job

4) *Some* private lenders may give out student loans without a cosigner — if you can make a compelling case. I doubt they will lend a 17 year old 50k without collateral, but if you are older and you can show yourself to be a good investment, it may be possible. I’ve heard of people getting chase student loans without no cosigner. Keep in mind that the economy has bombed so lenders are even tighter with their credit.

good luck

I had my own very successful Home Improvement Business back in the 90′s, had a crew working for
me and life was good and was making really good
money! Then I had an accident (fell off a roof and lost my right hip). As a result, I lost EVERYTHING! My credit (which had been good at the
time) was ruined! I am a Certified Home Impector,
(which I really don’t want to do that kind of work
anymore). And becasue of other health issuses (which have been taken care of). I what to go back to school to become an Certified Industrial Inspector now.
And I found online the perfect Instutute that
offers such a program down in Houston, TX. I have been trying for over a year and a half to find someone (and lending Instutue and private loan companies) who are willing to help out such an indiviual such as myself, but so far, have had no luck finding one!

I know that there are soooo many schemes out there
and I am finding it hard to find a “legitimate”
one (very frustrating) that I can trust.

I was wondering if you had ANY suggestions as to
who might be just the company that I am looking
for. Any help that you could offer me, I would be
MOST GRATEFUL!!!

I have spoken with the Finicial Advicer at the Instutute that I wish to attent, but he is of no help when it comes to these matters. All he keep
saying, is that I would need a cosigner. I know
that I will have to pay a higher interest rate
because of my situation, but I am willing to pay
that gladly. And because after graduation I know that I will be making VERY good money (as Certified Industrial Inspectors are in such great
demand right now, $2000/a week to start), I know that I would be able to pay the loans back in a very short time (perhaps as soon as the first year).

Thank you in advance for anything that you can do
in helping me find the money I need for living
expenses with in school.

Respectfully,

James Wefler

Best

Admin

Thanks